一般人所謂的「財」大都指可以滿足物質欲望的錢財。然而，所謂的「財富」有三種--外財、內財和密財。三者皆具，就是物質與性靈皆富裕的生活。
Generally speaking, wealth is thought of
as a means to satisfy our needs for materials. However, the so-called wealth
involves three types, including outer wealth, inner wealth, and the ultimate
wealth. If one can get these three types of wealth, he must enjoy a rich
material and spiritual life.
很多人喜歡點招財香，用來祈求財運亨通、生意興旺、添財力、補財庫。這些外在的事物，如衣服、金錢、股票、不動產、金銀珠寶等，稱為外財。
Many
people like to burn Incense of Wealth to pray for more good luck, so that they
can enjoy more wealth and have better business. Things, such as clothes, money,
stocks, real estate, jewelry etc., are considered outer wealth.
內財是發自內在的喜悅、平安、力量、勇氣、分享……等對生命的熱誠。內財可以散發正面能量，讓人感受如煦陽般的溫馨。當我們擁有外財，若能學會捨，不慳吝、不貪戀，能夠上供下施、行善積德，就同時擁有了內財與外財。
On
the other hand, inner wealth refers to our heart-felt joy, peace, power,
courage, enthusiasm for life, and so on. Inner wealth permeates positive
energy, making people feel warm as if they were bathing in the sun. If we own
outer wealth and simultaneously learn to share, give away, donate, do good
deeds with what we have, then we have outer wealth and inner wealth at the same
time.
密財則是我們每個人原本就已具足、圓滿且無需外求的狀態；可稱為自性、佛性、神性、基督、真主或源頭。那是一種至高意識，是浩瀚無邊的愛，能以積極的創造力及行動力為自己、為世界締造福祉。
When
it comes to the ultimate wealth, it is something everyone is born with. It
refers to a perfect and need-free status, and can be termed as Selfhood,
Buddhahood, Godhood, Christ, Lord, or Origin. The ultimate wealth implicates
supreme consciousness and immense compassion. With it, we can aggressively act
and create and also work hard for the welfare of the world.
招財香能否招財，攸關香品與心態---製香與點香人的心態。
如果製香心態不正確、過程粗糙、環境髒亂，香是不會有正面能量的，遑論外內密財的圓滿了。以嚴謹、虔敬心製作的天然香，可以在過程中銜接豐沛的富裕能量，讓香品成為純淨管道，啟動外內的財富能量。
Yet,
whether Incense of Wealth can invite more wealth depends on the one who
manufactures the incense and the one who burns it. If the manufacturer does not
have a right mindset, producing the incense in a filthy or messy environment,
then the energy of the incense cannot be positive, not to mention outer wealth
or inner wealth. On the contrary, if the manufacturer is devoted and sincere
when producing natural incense, he or she can connect to abundant energy that
brings wealth. Then, the incense itself can be a pure channel that enriches our
outer and inner wealth.
點香者也必須有正確的心態，保持正向思維，不貪圖他人錢財、不忌妒別人富裕；積極行動，創造機會，啟動內財之源，就能吸引同頻率的人事物，享受豐盛喜樂的生活。若能透過自我觀照與不斷的精進修持，開啟本自具足的密財，便可進入外財、內財、密財皆完滿的狀態。
Moreover,
the incense burners should have a right mindset as well. We are advised to
think and act properly, not to crave for others’ wealth, and not to envy
others’ wealth. Instead, we should act aggressively to create more
opportunities for ourselves in order to appeal to people and things of the same
frequency, while enjoying a rich and abundant life. If we can reflect and
improve ourselves all the time to trigger our ultimate wealth, then we can have
the three types of wealth to our hearts’ content.
隨時懷抱感恩的心。順遂時，感激一切的滋養；失意時，感恩逆境讓我們提升；如此，則無處不豐盛、無事非生機，無時不富裕。感恩，是因為我們了解：一切的呈現都是完整的，我們既是那個圓滿，同時也是圓滿的領受者、幸福的創造者！
We
should be grateful anytime. At good times, we should be thankful to all we
possess, and at bad times, we still thank the adversities help us grow in one
way or another. If we can think this way, we can feel satisfied and content
anytime and anywhere. We feel grateful, since we know that each manifestation
is perfect, that we are perfection ourselves, and that we
create perfection!
外在是內在的呈現，如果我們認為自己匱乏、貧窮、不完滿，那只會讓富裕喜悅的生活遠離而去。以虔敬心意點用好香，可驅動外財之金錢流滾動，事業順利、資財無乏；成就富足豐沛、無所匱乏之內財；並與外在一切完全合一，成就創造源頭之密財。
In fact, our outer wealth reflects our
inner wealth. If we assume that we lack something or we are not perfect, then
we are turning away from abundance and wealth. It is advisable that we burn
high-quality incense with sincerity to welcome all the three types of wealth!
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